Best Sacramento CD Rates


Are you looking for Sacramento Bank CD Rates? There is a large number of banks to choose from. However, I think you will do much better if you are willing to move your funds into an online institution.

Nevertheless, for your viewing and maybe reading pleasure…

I really don’t even like mentioning the first one, but so many people continue to flock to them. That would of course be Bank of America. Interestingly they have quite a few offers. Personally, I think they should be broken into smaller pieces, having one in just about every American city does makes them convenient. They have a 30-month IRA special at 2.10% APY. They have a 1-year CD rate at 0.80% which is pretty pitiful. Try calling (916) 373-6920 for a Sacramento branch.

American River Bank is a true Sacramento area bank. They were born and raised here. I couldn’t find have the certificate of deposit interest rates posted on-line so I’ll add them to the article if they send them to me. They can be reached at (916) 565-6100. In addition, I was disappointed when I noticed they still haven’t updated their Copyright notice. I believe even the little details are important.

Another Megabank in the area is Wells Fargo. Unlike BofA they are only in every other city. ROTFL. They have a 5-year CD (to be exact, 58-months) that is competitive at 2.90%. However, the other interest rates will leave one depressed. Call (916) 440-4331 for local branches.

Another Sacramento native is Bank of Sacramento. Problem is they don’t post CD interest rates either. But, I guess this gives a good opportunity to test their customer service as well. I do understand the desire to talk to me, but for convenience sake, it would be nice for yields to be posted.

Wow, the hometown boys are really letting me down. Dixon rooted First Northern with branches in the Sacramento Area also did not have interest rates readily available. However, once I started an on-line app, I could view them. You won’t be writing your mother at home about them though.

Safe Credit Union is NCUA insured. The NCUA is just as safe as the FDIC and some would argue even better, but that is another article. Their rates are in-line with other Sacramento Area financial institutions. 1-year at 0.90%, 2-Year at 1.45% and 5 to 6-year at 2.30%.

Honestly, look a little outside the Sacramento box and you’ll find some good rates.


Source by Corwin Swift

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